How to earn money without an investment! Zero – Zip – Nada!

This is a legitimate business opportunity with complete training through a reputable organization called Wealthy Affiliate, and there is no cost to join and maintain your two free websites. How to earn money without an investment?  How about a program where you do not have to give any credit card or debit card information when you sign up, and you are not required to upgrade from the Starter membership to a Premium membership ever if you don’t choose to.  That is how to earn money without an investment!

Here below is a list of is all that is included in the free membership. Keep in mind, once you get going and are loving the program, you can opt to continue as a Starter member, or you can get the Premium membership, but it is never required. The Premium Membership is only $19 for the first month if you upgrade in 7 days and then $49 per month thereafter.

There are a lot of benefits with the Premium (I am a Premium member), but go ahead and get your free Starter Membership for now and get started earning money! Here’s a comparison table so you can see what is offered with Premium:

Two Free Websites

The Starter membership gives you two free websites to build to make money online. How do you set up a website, you ask?   No worries there because the Wealthy Affiliate University provides you you with full training on exactly how to set them up and get them going.  These are written and video tutorials that go in depth on exactly how to set these up, step-by-step!

Take a look at this training outline on what you will receive to get going with the free Starter membership.  It’s pretty incredible all that is included for free:

Free Keyword Analysis Tool

What is a keyword analysis tool? It is one of the most powerful and important tools for anyone looking to make money online. The fact that this tool is free to use in the Starter Membership is absolutely amazing. Granted, you will be limited to 30 searches with the Starter membership, but it’s quite enough to get you up and running.

How does it work? Why is it important? First of all, keywords are everything in online marketing. When someone searches for information online, you want your website to be found by Google, Bing or Yahoo search engines to give the searcher the information they are looking for.  You want to be found to be credible so you appear on page 1 of the search.

People coming to your website are your “traffic.”  When you appear on page 1 of the search, which Wealthy Affiliate teaches you and I also train you on this site,  you will increase your traffic.

Without traffic, you will not make any sales, so it is urgent you are “found” on the search engines. You do that through the use of keywords. Keywords are the phrases people type into the search engines to find out information. As an example, people might search for “a fountain of youth lifestyle” trying to look and feel younger, perhaps. The search engines look for websites with those keywords and pulls up the most relevant websites first:

So, how does a keyword tool help in this regard? The keyword tool will tell you which keyword phrases are being searched for most and which also have low competition (other websites targeting that same phrase). You don’t want a lot of competition for your keywords, but you do want keywords that people are searching.

How amazing to have a tool that can do that task. Jaaxy is the name of the tool that was developed by the Wealthy Affiliate University programmers. There is absolutely nothing like it anywhere on the internet! If you would like to give the tool a try, you can do so right here:

Become An Affiliate

So let me share with you an article I wrote that will explain exactly what Affiliate Marketing is all about. It requires you have no inventory, deal with no customers or returns, and you just send people to the product websites and earn a commission when they buy. There is no cost to become an affiliate of almost all merchants. Take a moment and read this quick article to get a full understanding of the process:



Invest Time and Be Diligent

While it won’t cost you one cent to start this business, it does take a lot of time. Be realistic about the fact that you will need to build content for many, many months to be recognized as a reputable website by the search engines. It is critical that you go into this understanding what is involved.

Here’s the good news! If you work on your site, build quality content, and follow the proven process, you will have an opportunity to make a lot of money online. It is a very lucrative business if you do it right, and with the Wealthy Affiliate training, you can’t go wrong if you follow the program!

The Wealthy Affiliate platform also offers a Premium Membership for $49 per month. This is a business in a box. Think about it, running an entire online business for a mere $49 per month; that’s pretty amazing. You do not ever have to upgrade, but if you really want to be successful and have access to unlimited keyword searches, site comments and all the continuing training, you will want to become a Premium member in time!

Get started now!

Go ahead and grab your free membership now and get started on your future! You have nothing to lose and everything to gain! You can begin your entire business and Wealthy Affiliate University training absolutely 100% free. So get started – what are you waiting for?

Grab your free spot right here:

Comments Welcome

I welcome all comments and questions on this article and any article on this website.  Please feel free to leave a comment or question below, or if you would like to contact me personally, I welcome you to email me at

I look very forward to hearing from you!





Babs Wagner

Born in Texas, raised in upstate New York, I have been marketing for my entire adult life.I have decided to share all the information I have gathered on what works in affiliate marketing, and what doesn't because I want to let the world know that working online gives you the freedom to work from anywhere, and that is exactly what I do!

Starting out can be tough, I know, so I will also be sharing lots of free resources to get you going.I am dedicated to providing this information to my readers, and I hope you always feel free to reach out to me.

Thanks for visiting my page!


  1. Wow such an informative article. This looks like an awesome platform to start with for any marketer. What happens after your first 7 days though?  You don’t have to upgrade to premium if you don’t want to?  I like the community idea, so within that 7 days I guess see how you enjoy that part and the benefits of it, and if you want to continue and think it’s a business for you, then upgrade, right?

    At least you have a choice if you can’t afford that $49 right away.  You can get it rolling and upgrade when you can afford it.  No other programs offer anything like this that I have found.

    1. No, Cathy, there really is no other program that is free to start and maintain if you want and that actually gets you going.  Granted, the premium really is the way to get full value, but the fact that they don’t make you upgrade is what impresses me.  It rocks!

  2. This program is the real thing.  You get so much value from Premium that once someone really decides this business is for them, they should want to upgrade for the $49.  It’s just not a lot of money for what you get with all the community, the site comments, the traffic, the education – that alone is worth thousands of dollars.  It doesn’t even stop – there is new training, live training, member classes – on every subject.

    Can’t say enough good things about this program.  It is really amazing.

      1. Hi Babs.

        I too, am a Premium member at Wealthy Affiliates.

        The program itself is *amazing*, and I don’t regret spending one bit on it. It’s quite a steal, especially for the first month if you sign premium within the first week. But even if I missed the deal within the first week, I still firmly believe it is worth $49 per month just for the wealth of information it brings and it is constantly being updated.

        I hope this reaches you well.

  3. Hi Babs! Great article! I am a Wealthy Affiliate member, and I just wanted to stop by and agree with you. 🙂 One of my favorite things about Wealthy Affiliate is the fact that you can join as a free starter member and you can stay a free member as long as you like. It’s not like a lot of other sites or programs where they give you a free trial for just a few days. I love that there’s no pressure. 

    Like you, I’m a Premium member too, and there’s SO much value in that! I don’t even know where I would be without all the great training and advice you get from Premium. But when you’re first getting started, it’s great to have an option to bootstrap your website until you can get it going a bit.

    Thank you for showing people that you can get started in this business for free. Like, really for no cost! (It’s hard to believe sometimes. lol) 

    1. Right?  When I found the Wealthy Affiliate program, I was so skeptical because of my past experiences, but when I saw no credit card was required, I thought, why not?  Once I was inside, had my site set up, and got going, I wanted more, so I went to Premium.  I love it and have never looked back.  The possibilities are endless!

  4. This article is a description of a very legitimate route to get a real online business started. I would say that staying as a free menber of Wealthy Affiliate it would be a bit hard to really grow outthe business, or perhaps better said, a longer path perhaps.

    If I were looking to start with absolutely zero investment, and decided that the Wealthy Affiliate route was the path to follow, I might sign up for free, get the 2 websites in place you mention in the article, and then promote the heck out of the platform to get 2 – 5 other people signed up as well as premium members.

    The commissions generated from these sales would then allow me to upgrade to premium, where I then could tap into the full power that Wealthy Affiliate brings the online marketer. This is a viable route, especially if you  know some local people that could use the platform to get started as well, or perhaps some others that are looking for soiutions for some of their challenges that they currently are experiencing with their online program/business.

    For the record, I am a member of Wealthy Affiliate and have been for well over three years now. Although my business has grown quite a bit over those years, I still will remain a member as long as I am conducting any sort of online business. It just is THAT powerful and feature packed!

    Enlightening article and one that readers would do well for themselves by following through to take action on. Where else can you get started REALLY for no money down? Not many such opportunities out there, from what I have seen, whether online or offline! Thanks for your post to let others know about this great platform!   

    1. Yes, promoting the Wealthy Affiliate program is a way to maintain a Premium membership without having to pay the premium member fee.  Honestly, though, to run an entire business with university training for only $49 a month is like a giveaway in my opinion.  Wealthy Affiliate is the real thing, and I’m super excited to share it with everyone who wants to make money online.

  5. Dear Babs,

    I must say I found your post highly uplifting and educational.

    To be honest many search for “Make money online jobs without investment” due to their financial situation or due to the increased number of scams and in the beginning I am also on that list of searching for programs without investment.

    You might be aware nowadays many make money online products under-delivers and there are many scams as well. I personally believe that before trying to upgrade any program it will be great if they can offer a free starter pack with some restrictions to try the platform and Wealthy Affiliate offers the great opportunity to try the platform before you pay anything which is awesome about WA.

    I am with WA for more than 2 years and because of WA I am a full-time blogger. WA changed many lives who are interested in changing their lives and willing to take action.

    Your post is going to be very helpful for many and thanks for the helpful post.

    Much Success!


    1. Paul – It is wonderful when people who have had success check in on my site to give a testimonial.  It is a testament that you have been in this program for two years!  That is because it is an amazing program, and once you start your blog and get it going in their program, you are destined for success!  Thanks!

  6. Babs Wagner, Hello!  Glad to see your useful article. It is read very easily and with interest, because you can explain. 

    And I have already “grown up” for six months training in Wealthy Affiliate. 

    Indeed, this is a unique, powerful business-teaching system. And indeed, people achieve educational success for free. The main thing is that a person quickly gains confidence in acquiring new income opportunities. 

    Thank you for this article and my opportunity to be a subscriber of your site. Mark

  7. Hey Babs,

    Yes, for those reading this article you don’t have to invest any money to earn money online. All you need is determination and hard work because Wealthy Affiliate does have a free program that teaches affiliate marketing and provide you with the necessary tools to build a web business at no cost. There is an affiliate program where you can promote while you’re learning.

    This is a great opportunity, l encourage whoever interested to learn and make money at the same time, do free to sign up for a free account with WA.

    Thank you for this great article.


    1. Yes, it is pretty amazing, right Nax?  You can set up two free websites and start your business – a real money-making business – with no money out of pocket!  The real amazing part is the Wealthy Affiliate program, which has been in business for over 13 years and has been improving the technology and all the benefits in all that time.  Wow!

      Thanks, Nax!

  8. Couldn’t have said it better Babs, 

    It sounds too good to be true because most businesses require a huge investment but that’s mostly for brick and mortar businesses, time to focus on Online Business! Totally agree with you on Affiliate Marketing, quick and easy since we don’t need to spend money to create our own products. Would you advise beginners to start with one affiliate product to promote, or is one enough?

    1. The program teaches you to build the site without focusing immediately on affiliate products.  You want the search engines to see you are building content to help people solve a problem(s).  Once you have many posts (10-20), then you can start incorporating affiliate links into your posts.  Start with a product.  Research it.  Make sure it is something that is going to solve the needs of YOUR readers.  Write a few articles about it while you are doing the research.  Once you are set on a good product, go ahead and apply for your affiiate link and promote.  Follow this process with other products, always researching them first to be sure you are providing value to your readers.

  9. I don’t think Wealthy Affiliate is a scam at all. I do remember when I was browsing through the internet summer 2017 and I stumble upon an affiliate article. Something similar to this.I was very skeptical at first, but I read the article and It didn’t seem sketchy or salesy at all so I knew right then and there that it was definitely legit.There platform is really awesome, I mean you get to create multiple emails, classrooms and so many benefits.Wealthy Affiliate has a lot of great resources, support is always available.

    The community is great, and I feel that  it is an essential part of growing as an individual. Great post!I think if people want to learn how to start earning money they should start with wealthy affiliates platform. 

    1. Great testimonial to a great program!  It’s wonderful to get the sites and the emails so you are so professional!  I love the program too.  – Babs

  10. Thanks for this Babs. Wealthy Affiliate has saved the businesses of most of us affiliate marketers. I probably would have gotten frustrated today if not for WA. I remember when my friend was introducing WA to me, I was like, man I can’t waste my money again, he then said it’s free, so I tried it and now I’m a premium member. 

    1. Yes, the free membership is what got me to sign up for yet another program.  I thought, “why not?”  I was so amazed when I started the program and saw everything that it offered.  I joined the Premium in about 5 days.  I have never looked back.  Thanks for stopping by!  – Babs

  11. I joined Wealthy Affiliate back in August of 2018 and so far thing are going great. The platform is perfect for someone who is new to the affiliate marketing like me. There are many useful with in the platform as well that I like, finding the keywords, weekly live class that I learn so much from. If I am stuck at some task I can also write a post and ask for help within the community. We will see where this journey takes me. Hopefully, I can make affiliate marketing my full time job. 

    1. Oh, with your determination, Nuttanee, you can indeed.  Keep posting, keep learning and implementing what you learn, and you will succeed!  Best of luck!  – Babs

  12. Not only is Wealthy Affiliate’s Premium membership affordable, it gives you unlimited access to the training and community. Go ahead and sign up for the Starter membership as I did once upon a time, test drive it, and you will be sold within the first 24 hours. I’m someone who’s hard to hand over my credit/debit card information, so if I do so there’s good reason. By the second day, my mind was made up; I was doing this. And here I am four months later continuing to build content on my own sites using what I learned at WA and my traffic has only grown in that short time.

    1. So true, Todd.  I also upgraded within the first few days.  I was just blown away by all that I was offered and how I was able to get so much accomplished in such a short time.  It really is an amazing program.  Nothing out there like it.  – Babs

  13. Hey, i really like the website. it has a lot of great content on there. thats even more crazy that you a WAer with 4 kids and twins!!! Some of these WA stories are so inspirational. Your website is great and so easy to find information. Cool story and I’m going to try and find you on WA.

  14. Phenomenal online business training platform. I use Wealthy Affiliate as the foundation for my online business where I received most of my affiliate training, I host all my websites, buy my domain names, use the keyword research tool, chat with like-minded affiliate marketers, and attend their weekly webinars.

    Wealthy Affiliate is unmatched by any other platform on the internet in my view. 

  15. Its so great to know there is actually someplace out there that we can build a business with out investing our hard earned money.I understand in the world of affiliate marketing that in this case it might be a bit easier to upgrade but the greatest part is we dont have to upgrade.  Yes it may take a little longer but it really can be done.Thank you so much for writing a great article to help educate the people.Dale

    1. I do recommend an upgrade to Premium as soon as you can because of all the benefits to grow your business, but you are right, it’s great that you don’t have to until you’re ready.  – Babs

  16. Hi! In the past, any brick and mortar business would require an investment. And it would be quite a big investment. That would leave plenty of folks out of business.

    But now on the online World, things have changed a bit. We can start a business without having money! That sounds cool! But I know it takes a lot of work and time. Thank you for this very down to Earth post! I appreciate your approach!

    1. You’re welcome, Henry.  My approach is always to provide honest information to help people succeed.  I appreciate your comment!  – Babs

  17. this is a legitimate business opportunity with complete training through a reputable organization called wealthy affiliates and there is no cost to join and you maintain your two free websites. This article is extremely enlightening and supportive. I have not yet found out about such pleasant data but rather this is something I will consider yet truly.

  18. Thanks for the great article!

    I’m quite impressed that this Wealthy Affiliate platform offers so much and doesn’t force you to upgrade to continue or even require a credit card to get started.  Many other programs will let you have a taste and then say, OK, you’re getting cut off if you don’t pay now or, worse yet, charge your card if you don’t cancel before the end of the trial period.

    The keyword analysis tool sounds pretty cool and the fact that I can have 2 websites without paying a dime seems like a great deal to me.

    I wanted to convey a separate thank you for not making a claim that I’ll make x money in y days or that I’ll make money with little to no effort, but rather, you let me know that it will actually take time to build my future.  So many other “opportunities” set unrealistic expectations and border on fraud as far as I’m concerned.

    Thanks again,


    1. Yes, Scott. I would never want people to think that there is a magic program that will make them a fortune overnight.  It just doesn’t work that way, but with time, diligence, perseverance and patience, there is a lot of money to be made from affiliate sites.  It’s all in following the proven process, which is why I tell everyone about the Wealthy Affiliate platform because it works.

      Thanks for checking in!


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